Top 9 Apps for Managing Shared Finances in 2025
Managing shared finances can be challenging, whether it’s with family, friends, or business partners. Fortunately, in 2025, several apps have been designed to simplify this process, ensuring transparency and efficiency. Below is a curated list of the top 10 apps to help you manage shared finances effectively.
1. Honeydue
Overview: Tailored for couples, Honeydue allows users to link various accounts, categorize expenses, and set budget limits.
Key Features:
- Real-time bill reminders.
- Customizable categories.
- In-app messaging for seamless communication.
Platform Availability: iOS and Android.
Cost: Free.
2. Splitwise
Overview: Ideal for roommates and groups, Splitwise simplifies expense splitting and tracking.
Key Features:
- Expense categorization.
- Debt simplification.
- Integration with payment platforms.
Platform Availability: iOS, Android, and web.
Cost: Free with premium features available.
3. Zeta
Overview: Designed for couples, Zeta offers joint account management and budgeting tools.
Key Features:
- Joint and individual account tracking.
- Bill reminders.
- Personalized financial advice.
Platform Availability: iOS and Android.
Cost: Free.
4. Venmo
Overview: A popular peer-to-peer payment app that also offers expense splitting features.
Key Features:
- Instant money transfers.
- Expense splitting.
- Social feed for transactions.
Platform Availability: iOS and Android.
Cost: Free with transaction fees for certain services.
5. Goodbudget
Overview: Based on the envelope budgeting method, Goodbudget helps users allocate funds for various expenses.
Key Features:
- Envelope budgeting system.
- Expense tracking.
- Debt tracking.
Platform Availability: iOS, Android, and web.
Cost: Free with premium options available.
6. Twine
Overview: Aimed at couples, Twine focuses on joint saving and investing goals.
Key Features:
- Goal-based saving.
- Joint investment options.
- Progress tracking.
Platform Availability: iOS.
Cost: Free to save; investment accounts have associated fees.
7. Tricount
Overview: Perfect for group trips and activities, Tricount helps manage shared expenses and balances.
Key Features:
- Expense sharing.
- Balance calculations.
- Offline functionality.
Platform Availability: iOS, Android, and web.
Cost: Free with in-app purchases.
8. Settle Up
Overview: A user-friendly app for splitting bills and tracking group expenses.
Key Features:
- Multi-currency support.
- Expense categorization.
- Cloud synchronization.
Platform Availability: iOS, Android, and web.
Cost: Free with premium features available.
9. Divvy
Overview: A budgeting and expense management app suitable for businesses and groups.
Key Features:
- Budget creation and tracking.
- Expense reports.
- Virtual cards for spending.
Platform Availability: iOS and Android.
Cost: Free.